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Note: The ZEBIT/Pay Over Time is only related to USA users.
Frequently Asked Questions
Am I eligible?
To be eligible for Zebit, you must meet the following criteria:
- You are over 18 years old
- You are actively employed, retired, or disabled with benefits
Zebit will validate your income and/or employment without a credit check.
How does Zebit make money if guarantees 0% APR?
Like most retailers, Zebit sources goods at wholesale prices and sells them at competitive retail prices. We are committed to keeping our prices competitive and offering 0% APR to every member.
What's the catch?
There isn’t one. Zebit is unlike other financing methods that charge penalties and fees or increase interest rates over time. We don’t believe in financing gotchas or bait and switch tactics. When we say no interest and no fees, we mean it.
Will my credit score be affected?
Zebit does not perform a credit check when you register. Consistent, on-time repayment history and positive account status may reflect positively on your credit report and may help raise your credit score. However, late payments, missed payments, or other defaults on your account may also be reflected on your credit report.